Should I talk with a bank before looking at homes?

Yes, it’s advisable to talk with a bank before looking at homes. Understanding your budget and securing pre-approval can streamline the home-buying process and strengthen your position as a buyer. Talking to a bank helps you determine a realistic budget, identify potential loan options, and demonstrate to sellers that you are a serious and qualified buyer. This early financial preparation can save time and help you make informed decisions when you find the right home.

Should I buy or continue to rent?

Consider your financial stability, long-term goals, and lifestyle preferences when deciding whether to buy or continue renting.

I own a home, should I buy another before selling my current home?

Explore options with a real estate professional to determine if buying before selling suits your financial situation and goals.

Do I really need a Realtor when buying a home?

Yes, a Realtor is essential when buying a home. They provide expertise, navigate negotiations, and streamline the process, ensuring you find the right home and make informed decisions throughout the transaction.

What is a short sale?

A short sale is when a property is sold for less than the outstanding mortgage balance. It’s a complex process often requiring professional guidance, typically a real estate agent’s expertise.

What is a foreclosure?

A foreclosure is a legal process where a lender repossesses a property due to the owner’s inability to meet mortgage obligations. Professional guidance is recommended when dealing with foreclosed properties.

What are the average utility bills?

Understanding average utility bills is important for budgeting. A real estate professional can help gather information on typical utility costs in the area you’re considering, aiding in financial planning.



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